The mission of healthinsurance.org and its editorial team is to provide information and resources that help American consumers make informed choices about buying and keeping health coverage. The comprehensive plan might pay hundreds of thousands of dollars in benefits on that claim, but a limited-benefit policy might pay no more than a couple of thousand dollars. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Her business and finance articles can be found on the websites of "The Arizona Republic," "Houston Chronicle," The Motley Fool, "San Francisco Chronicle," and Zacks, among others. After the person fulfills the deductible or co-pay obligation, the coverage extends to a certain percentage of the expenses. Traditional plans have a deductible, co-insurance and regular premiums. contact us. Health; Financial Glossary; Contact; Comprehensive insurance – definition and meaning. Find out what different factors affect your car insurance quotes. This will need to be “comprehensive”. Vicki A Benge began writing professionally in 1984 as a newspaper reporter. Health insurance is now a vital part of our lives. It may be prohibitively expensive or even impossible if you are older or already ill. One type of comprehensive health insurance is the managed care plan. We've got 1 shorthand for Comprehensive Health Insurance Plan » What is the abbreviation for Comprehensive Health Insurance Plan? Not all comprehensive health insurance policies are the same. your data and privacy. We are nationally recognized experts on the Affordable Care Act (ACA) and state health insurance exchanges/marketplaces. The policy comes with zero sub-limits or capping and can cover all the family members under a single sum insured. A comprehensive health insurance policy often requires the person who's insured to pay a deductible or a co-payment, or both. Read about COLLOCATIONS: ~ insurance ~ policy ~ coverage Comprehensive coverage protects against damage to your automobile from acts of nature or other events not associated with operating the automobile. It is for this reason that comprehensive plans are more preferred and provide better protection. Comprehensive health insurance simply refers to any policy that covers an extensive range of medical services. The three main types of managed care plans involve health maintenance organizations, known as HMOs; preferred-provider organizations, or PPOs; and point-of-service plans, or POSs. With this type of health insurance, participating providers manage the health care of the person who's covered. Council for Affordable Health Insurance: Mini Medical Plans on the Move, Georgetown University Health Policy Institute: Understanding Private Health Insurance. Comprehensive Medical Insurance describes health insurance that provides coverage for most types of medical expenses. Limited-benefit plans are intended to fill any gaps a comprehensive policy may have. Part of UK and EU law, comprehensive sickness insurance is a form of medical health insurance required across the EU. comprehensive insurance meaning: 1. insurance that financially protects any other vehicles and people that are involved in a car…. 3 Health Care Plans and Systems ♦ Indemnity plan - A type of medical plan that reimburses the patient and/or provider as expenses are incurred. It's tough trying to decide what type of policy offers the best coverage for the price. Shopping for good health insurance can be confusing. It opens the door to private diagnosis, treatment and aftercare for all your eligible medical needs. Health Insurance Portability and Accountability Act of 1996 that exempts from certain requirements insurers that sell insurance to small employers only through association health plans that meet the definition. What is it? It protects you from the cost of damages, but does not prevent the damage from occurring. Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Therefore, this type of policy would help pay for medical services like doctor visits and fees, hospital stays, medications, and surgeries. This is an all-round cover for your car- it only takes care of your third-party liabilities but also covers for you and your own car. Covered services vary by policy from provider to provider. Lifelong renewals are also provided under this plan. Comprehensive definition, of large scope; covering or involving much; inclusive: a comprehensive study of world affairs. You may submit your information through this form, or call Comprehensive medical insurance covers a spectrum of services such as X-rays, emergency room visits, lab work and physician visits. However, it tends to be very costly due to the wide range of coverage it provides and other … Comprehensive insurance is insurance coverage that pays for the repair or replacement of vehicle damages resulting from an incident. Comprehensive car insurance typically covers third-party liabilities, damage from an accident, fire, natural calamity, theft, etc. We do not sell insurance products, but this form will connect you with partners of healthinsurance.org who do sell insurance products. Comprehensive insurance plans provide percentage-based coverage, meaning that they cover some percentage of your medical bills up to a certain amount, then 100% of your bills thereafter. Learn more. Comprehensive coverage – also known as major medical health insurance – refers to plans that cover a wide range of health services (i.e., not a limited-benefit plan or supplemental policy). Typically, comprehensive homeowners insurance will be about 15% more expensive than a basic hazard insurance policy. Looking for the shorthand of Comprehensive Health Insurance Plan?This page is about the various possible meanings of the acronym, abbreviation, shorthand or slang term: Comprehensive Health Insurance Plan. A small-business owner since 1999, Benge has worked as a licensed insurance agent and has more than 20 years experience in income tax preparation for businesses and individuals. See more. Natural Calamities : Some calamities like fire, riots and explosion, falling trees and other objects, rocks/ objects falling off by cars, storm, flood, typhoon, hail, wind and … These policies are not considered comprehensive, they are not minimum essential coverage, and they do not fulfill the ACA’s individual mandate if a consumer relies on them without any other coverage in place. Comprehensive Car Insurance. Both lawyers and non-lawyers have found the level at which sickness insurance … For example, one comprehensive policy might cover the cost of preventive care while another doesn't. The UK Home Office defines comprehensive sickness insurance as ‘any form of insurance that will cover the costs of the majority of medical treatment’ in the UK.. Comprehensive insurance also covers you for theft and damage not resulting from a collision. You can buy it from your employer or you can buy it on the open market. To make informed decisions, consumers need to know what this type of health insurance provides. Disease Management Program: A program offered by a health insurance company to manage the costs of policyholders’ chronic health conditions. Although their specifics vary, the three are … Learn more. Plans that are not compliant with the ACA are still for sale in most states. A comprehensive motor insurance policy provides protection against most risks, including third-party liability, fire, theft, and damage. Having explained comprehensive insurance meaning, let’s find out the coverage provided under this policy. Difference Between Comprehensive Insurance and Third Party Insurance. De très nombreux exemples de phrases traduites contenant "comprehensive health insurance" – Dictionnaire français-anglais et moteur de recherche de traductions françaises. Ever since she began contributing to the site several years ago, Mary has embraced the exciting challenge of being a wiseGEEK researcher and writer. All new individual major medical policies sold after January 1, 2014 must be at least as comprehensive as the Affordable Care Act requires, meaning that they cover the ten essential health benefits with no annual or lifetime benefit caps. Mary McMahon . Some policies also cover the cost of prescription drugs. Major medical plans that predate 2014 are still considered comprehensive (and they count as minimum essential coverage for the purpose of fulfilling the ACA’s individual mandate), but they are generally not as robust as the new policies. The three main types of managed care plans involve health maintenance organizations, known as HMOs; preferred-provider organizations, or PPOs; and point-of-service plans, or POSs. comprehensive definition: 1. complete and including everything that is necessary: 2. If you have questions or comments on this service, please Mary has a … For example, one limited-benefit policy might cover only accidents. If you need health care insurance and are not yet eligible for Medicare, you have two options. to speak directly with licensed enrollers who will provide advice specific to your situation. The comprehensive insurance will compensate for the same, based on your car and policy’s sum insured. U.S. National Library of Medicine (3.50 / 2 votes)Rate this definition: Comprehensive Health Care. And costs associated with comprehensive medical insurance vary from policy to policy. Comprehensive health insurance is health insurance that offers coverage to various extents for many forms of health care services as opposed to just one or a few. Comprehensive coverage insurance offers more complete protection at a slightly higher cost. Learn more about us. Follow-up and rehabilitation costs are covered by comprehensive healthcare. With the exorbitant costs of medical care today, owning coverage is as essential as food and shelter. This is the most basic car insurance plan that only covers for damages and losses your car could cause to any third-party person, vehicle or person. Comparing comprehensive medical insurance with limited-benefit policies shows the extent of a comprehensive plan. The insurance industry has its own jargon, and "comprehensive medical insurance" is one such term. As the name suggests, a comprehensive plan is one in which the policyholder is covered against a comprehensive range of on and off-road incidents. Get the meaning of Comprehensive in Hindi with Usage, Synonyms, Antonyms & Pronunciation. Comprehensive health insurance is our highest level of health insurance cover. This is relatively cheap if you are young and healthy. Comprehensive coverage – also known as major medical health insurance – refers to plans that cover a wide range of health services (i.e., not a limited-benefit plan or supplemental policy). Although their specifics vary, the three are considered comprehensive medical insurance because they cover a wide array of services. These include short-term plans, fixed-indemnity plans, and supplemental coverage like accident plans and critical illness plans. (844) 309-3504 Comprehensive health insurance is health insurance that offers coverage to various extents for many forms of health care services as opposed to just one or a few. Each option has the potential to provide a choice of four organizational models. 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